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    Does consolidating my student loans hurt my credit

    Shopping around for the best deal from many of the top student loan refinancing lenders begins with a “soft” credit check, which has no affect on your score.

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    Whether it was the pictures of the spring break in Panama Beach or the textbooks you couldn’t sell back, we all have things we want to put behind us as we head out into the work force.Having more accounts is not automatically a negative factor in your credit history.For such installment loans, the important factors are how much total debt you owe and, of course, most importantly if you have missed any payments. It can be helpful if you have education debt from multiple lenders or student loan guaranty companies.Student loans however, no matter how small, cannot simply be forgotten.Student loans were so easy to get in college, and so easy to forget.

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